LET HCS HELP ASSIST YOU WITH THE PAYMENT OPTIONS FOR HOME HEALTHCARE.
- Assist with identifying options available to the patient or family
- Aid with understanding insurance eligibility, benefits and coverage terms.
- Help eligible families apply for private insurance claims and/or claims to the Veterans Affairs Board.
Hourly, Daily or Overnight Billing Options
Personal home care is billed at an hourly rate. This arrangement works especially well for clients who need intermittent care and remain independent most of the time. In live-in care situations, a daily rate applies. When around-the-clock assistance is required, a daily rate applies. We also offer overnight rates for situations in which a personal caregiver is needed to ensure the safety and security of an individual who may get up frequently during the night or wander because of dementia or Alzheimer’s disease. In cases when hands-on care and oversight must be delivered or available at a moment’s notice around the clock, 2 shifts of 12 hours each can be arranged.
Rates vary depending on several factors—for example, whether the in-home services required are skilled nursing care or non-medical custodial care, the types of services required, and the frequency with which care is needed.
Payment and Financing Options:
Long Term Care Insurance– These are insurance policies will cover some if not all of the care you are looking for. With so many different policies and peoples different financial situations, each persons policy is unique in its own way. Some may have an elimination period of 0, 30, 60 or 90 days that the patient is responsible for. Some plans will pay 80% of the amount billed and some will pay the entire amount. We will help initiate the plan and see what the patient is entitled to at no charge. This is a difficult time and we try to make it as easy as possible for the family or patient.
VA Benefits– This is available to Veterans and Spouses. VA Benefits have to be approved and a set amount is given each month for services that a patient may need. This type of veterans benefit requires documentation from a doctor and is calculated using a complex rating system based on how disabled your loved one is. Many people become daunted by the complexity of the qualification process, but once veterans benefits are established they can be extensive and continue until the end of life.
Reverse Mortgage or Home Equity Line– As each person’s financial situation is unique, we are unable to assist in this process.
Personal Banking or Credit Cards– We bill the families weekly and they can pay with credit card or personal check or bank transfer.
Early in the year 2015 after having had major surgery, my husband was moved to a skilled nursing facility and also given physical therapy. When he was transferred to this facility I hired a firm that would furnish me with aids to be with him. After a week or so I came into his room to find two aids verbally fighting as to who was assigned to be with him. I found this completely unacceptable and I fired the firm. When asked at skilled nursing who they would recommend HEALTHCARE SOLUTIONS was the one to furnish competent aids. I called and was connected with Kevin Crane and he immediately came to discuss what Healthcare Solutions could do for me. Since I hired this firm I have had wonderful aids taking of my husband, at first for 24/7 and then gradually decreasing the hours as my husband became stronger. With the exception of maybe one or two aids that we did not like we have been very pleased with the people Healthcare Solutions had provided.
I would not think of changing Healthcare Solutions for another provider of qualified aids. Not only has Kevin obliged us due to changes in our needs for coverage he has become a good friend. Since we have become older, we again, need to increase the coverage for my husband and Healthcare Solutions is looking for the right person to fulfill our current needs. I highly recommend Healthcare Solutions to anyone needing help in caring for a loved one.
I am very satisfied with the care I am receiving from the company. I am even more satisfied with the care I am receiving from my aide and her services. I have had my aide for over 3 years and her work is excellent.
– Dorothy A
HCS has been truly supportive and effective in helping me find care for my elder. Including, making sure we have the right person that fit for the care we need. We have had our aide for several years and she is a part of our family. Whenever I have any concerns HCS make sure they are taken care of in a promptly manner with my love one having a continuance in care. Kevin Crane have always been available to help me whenever I call.
– Ellen C